Unlocking the power of true digital banking
We provide SPARK a SaaS digital banking and xiPaaS integration platforms for Embedded Finance, BaaS, Digital-mobile banking, and Side Core for Banking Modernization. We offer the latest in FinTech technology by gathering IPs and plans for B2B partners serving neobanks, financial institutions, embedded finance, and mobile network operators (MNOs). We leverage expertise, innovation, and technology to deliver reliable and secure solutions.
Real-time - Cloud-Native - Mobile
Financial Services providers can adopt SPARK and xiPaaS cloud-centric platforms and product suite
for fast, secure digital-mobile financial services deployments.
Neobanking
True Digital Banking
SPARK our SaaS platform and related products are optimized for Neobanks needing loans and savings accounts, payment of bills or money transfers, and other services directly on the mobile phone. SPARK suite address every part of the value chain through its agile and lean frameworks. Branchless banking is the new standard where the only infrastructure for miles around is a cell tower. SPARK and xiPaaS are built and optimized for any currency or language, fast and easy to be deployed to realize Neobanks plans. Our business model can help to extend the neo-banking offerings to increase customers engagement and achieve targeted markets.
Side-Core Banking
Banking Modernization
SPARK' Side Core version provides the embedded finance platform that leverages cloud-native microservices to run alongside and extend a bank's existing core systems. SPARK Side Core allows financial institutions to launch new products quickly and meet the changing demands of a digital-first market without undergoing a risky and expensive full core replacement. Our API-led system is the heart of the Side Core. It is built as a series of small, independent services that can be deployed and scaled on a cloud platform. SPARK Side Core provides real-time services to improve the relationship with the Incumbent banking customers and to access new market segments.
Mobile Operators
Increase Customer Loyalty
SPARK enables Mobile Operators (MNOs) to efficiently operate with loan origination agencies, and retailers to deliver financial services to the customers as never before. For instance, in the developing world, a person’s cell phone (SIM card) is increasingly becoming an important form of identity, but it can also be her/his only channel to financial services. MNOs can now improve their performance in digital mobile banking by incorporating our products as an integral part of their value supply chain. SPARK' SaaS platform Suite can enhance MNOs financial performance, through reduction in “customer churn” and increase in Average Revenue Per User (ARPU).
Better Financial Services
SPARK Cloud-Native SaaS Platform for Multiple FinTech Users
We enable financial services providers to leverage SPARK our SaaS Cloud-Native Platform. to support the requirements of their customers to modernize their core banking systems. We provide high scalability to effectively manage unlimited processing power and storage, applications agility, speed-to-market, and variable pay-per-use cost structures.